Learn what to do when someone hits your car—step-by-step tips for safety, documentation, and insurance claims.. If someone hits your car, you should stay on the scene and collect as much information as possible. This includes the other party's insurance information so you can file a third-party claim for your medical expenses and vehicle repairs.
If someone hits your car, call the police, document the scene, and file a claim within 24 hours — your rate may rise even if you're not at fault.. If someone hits your parked car, you should take steps to hold them responsible for the damage. Find out exactly what to do here.